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Don't pre-populate original balance from current balance in loan defaults

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The current account balance is not the origination balance, so defaulting
it into the Original Balance field is misleading. Leave it at 0 so users
enter the actual loan origination amount.

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
This commit is contained in:
Catherine Renelle
2026-02-14 16:39:23 -05:00
parent 2ae12770cf
commit 08a0bcda3d
1 changed files with 1 additions and 2 deletions
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src/Purrse.Api/Services/LoanService.cs
+1 -2
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@@ -162,7 +162,6 @@ public class LoanService : ILoanService
.FirstOrDefaultAsync(a => a.Id == accountId && a.UserId == userId) .FirstOrDefaultAsync(a => a.Id == accountId && a.UserId == userId)
?? throw new KeyNotFoundException("Account not found"); ?? throw new KeyNotFoundException("Account not found");
var originalBalance = Math.Abs(account.Balance);
var interestRate = account.InterestRate ?? 0; var interestRate = account.InterestRate ?? 0;
var hasSyncData = account.LinkedAccounts.Any() && (account.InterestRate.HasValue || account.Balance != 0); var hasSyncData = account.LinkedAccounts.Any() && (account.InterestRate.HasValue || account.Balance != 0);
@@ -174,7 +173,7 @@ public class LoanService : ILoanService
_ => 360 _ => 360
}; };
return new LoanDefaultsResponse(originalBalance, interestRate, termMonths, hasSyncData); return new LoanDefaultsResponse(0, interestRate, termMonths, hasSyncData);
} }
private static List<AmortizationEntry> GenerateAmortizationSchedule(LoanDetail loan) private static List<AmortizationEntry> GenerateAmortizationSchedule(LoanDetail loan)