Make Plaid credentials per-user, configurable via Settings UI
Plaid ClientId/Secret are now stored per-user in the database (encrypted) instead of in appsettings.json. Users enter their own Plaid developer credentials in the Settings > Bank Connections tab. - New BankSyncSettings model (1:1 with User) for encrypted credentials - PlaidSyncProvider is now stateless, receives credentials per-call - Settings UI shows a credentials card with save form - Connect via Plaid button disabled until credentials are configured - Removed Plaid section from appsettings.json Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
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@@ -86,7 +86,7 @@ builder.Services.AddSingleton<IFileParser, CSVParserPlugin>();
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builder.Services.AddSingleton<IFileParser, QIFParserPlugin>();
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// Bank sync providers
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builder.Services.AddSingleton<PlaidSyncProvider>();
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builder.Services.AddSingleton<PlaidSyncProvider>(); // Stateless — credentials passed per-call
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builder.Services.AddHttpClient<SimpleFinSyncProvider>();
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// Plugin system
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