0562bb97b749440e594c9122543a674be3df4dcb
Cache SimpleFIN API responses for 60 seconds so multiple accounts in the same sync cycle reuse a single HTTP call instead of hitting the API per-account. Pre-load existing transactions by FitId in one batch query to skip per-duplicate FindAsync calls during memo backfill. Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
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