3bb9c688ed219aef10ef245287e6da522fd9aa9c
Fetch loan data (mortgage/student) from Plaid's Liabilities API during sync and auto-create LoanDetail records. For accounts without liabilities data, pre-populate the setup form with balance, interest rate, and smart term defaults. Also fixes maturity date computation in the frontend form. Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
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