Purrse/src/Purrse.Core/DTOs/LoanDtos.cs

namespace Purrse.Core.DTOs;

public record CreateLoanDetailRequest(
    decimal OriginalBalance,
    decimal InterestRate,
    int TermMonths,
    decimal MonthlyPayment,
    DateTime OriginationDate,
    DateTime MaturityDate,
    decimal? EscrowAmount,
    decimal? ExtraPayment
);

public record LoanDetailResponse(
    Guid Id,
    Guid AccountId,
    string AccountName,
    decimal OriginalBalance,
    decimal CurrentBalance,
    decimal InterestRate,
    int TermMonths,
    decimal MonthlyPayment,
    DateTime OriginationDate,
    DateTime MaturityDate,
    decimal? EscrowAmount,
    decimal? ExtraPayment,
    List<AmortizationEntryResponse> AmortizationSchedule
);

public record AmortizationEntryResponse(
    int PaymentNumber,
    DateTime PaymentDate,
    decimal PaymentAmount,
    decimal PrincipalAmount,
    decimal InterestAmount,
    decimal? EscrowAmount,
    decimal RemainingBalance
);

public record LoanDefaultsResponse(
    decimal OriginalBalance,
    decimal InterestRate,
    int TermMonths,
    bool HasSyncData
);

public record PayoffScenarioRequest(decimal? ExtraMonthlyPayment, decimal? LumpSumPayment, DateTime? LumpSumDate);

public record PayoffScenarioResponse(
    DateTime OriginalPayoffDate,
    DateTime NewPayoffDate,
    decimal TotalInterestOriginal,
    decimal TotalInterestNew,
    decimal InterestSaved,
    int MonthsSaved,
    List<AmortizationEntryResponse> NewSchedule
);