dd2cdbf815732742f41ddb879334c96fac1b1cff
Mortgages and personal loans use monthly compounding (rate/12), but HELOCs and auto loans accrue interest daily (rate/365 * actual days). Select the calculation method based on account type and update the disclaimer to reflect which method is being used. Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
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